Health Benefits

Be sure to scroll all the way down to get the most of your benefits!

Enroll Now!

Open enrollment is over. If you press the “Enroll Now” button below, you will only be able to make new hire or life status change enrollment elections.


Enroll now

New Hires

There’s just a few steps you need to complete to become a part of the CraftWorks team!

Click the "+" in the upper right corner to learn more.

Life Events

Qualified Life Events (QLE) allow you to make changes within the year as long as you make the change and provide the required supporting documentation.

Click the "+" in the upper right corner to learn more.

Medical Plans

Advanced
Medical Plan

The Advanced Medical Plan offers the lowest copays, deductibles, and out-of-pocket maximums of all three of our medical plans.

Click the "+" to learn more. Some highlights include:

$750 (I) / $1,500 (F)
Annual Deductible

$3,000 (I) / $6,000 (F)
Out-of-Pocket Maximum

Plan Pays 80%
Coinsurance

HSA-Enabled?
No

Open Access
Medical Plan

The Open Access Medical Plan provides you with the option of using providers that are in- or out-of-network.

Click the "+" to learn more. Some highlights include:

$1,500 (I) / $3,000 (F)
Annual Deductible (In-Network)

$4,500 (I) / $9,000 (F)
Out-of-Pocket Maximum (In-Network)

Plan Pays 80%
Coinsurance (In-Network)

HSA-Enabled?
Yes

Basic
Medical Plan

The Basic Medical Plan has the highest deductible and coinsurance but the lowest weekly premium cost.

Click the "+" to learn more. Some highlights include:

$3,500 (I) / $7,500 (F)
Annual Deductible

$6,750 (I) / $13,500 (F)
Out-of-Pocket Maximum

Plan Pays 70%
Coinsurance

HSA-Enabled?
Yes

Medical-Related Benefits

Magellan
Prescription Drug

CraftWorks Holdings is pleased to announce our partnership with Magellan Rx as our provider for the Cigna prescription drug program.

Any team member who enrolls with Cigna as a medical carrier will automatically be enrolled with Magellan Rx as their pharmacy carrier.

Health Savings Account

The Basic or Open Access medical plans include an account that can help you save for covered out-of-pocket expenses: a Health Savings Account (HSA).

Remember: The HSA is per CALENDAR YEAR (01/01/2020-12/31/2020), not per PLAN YEAR (9/1/2019-8/31/2020).

Telehealth

Cigna provides access to telehealth services as part of your medical plan – MDLIVE. Cigna Telehealth Connection lets you get the care you need – including most prescriptions (when appropriate) – for a wide range of minor conditions.

Now you can connect with a board-certified doctor via video chat or phone, without leaving your home or office. When, where and how it works best for you!

Other Health Benefits

Cigna
Dental PPO

This is a Dental PPO plan, which means you can visit any dentist you like and still receive benefits (even if it’s out-of-network!).

EyeMed
Vision Plan

This Vision plan allows you to visit any eye doctor you want while still providing you benefits even if you’re out-of-network.

Work-Life Benefits

You're also offered a bundle of Work-Life Benefits. Click the arrow to view now!